Every option, including the ones we don't sell.
Six straight comparisons. Each one lists what the alternative does better, and says outright when it's the one you should choose.
- Pre-existing conditions covered
- Enroll any day of the year
- A licensed advisor, no pressure
- No cost to talk it through
Step 1 of 5
Let's find your coverage
Start with your state.
Plans from nationally recognized carriers
Carriers include UnitedHealthcare, Aetna, Cigna, Blue Cross Blue Shield, Humana, Anthem, Allstate Health, Oscar.
What a private PPO can do that most plans can't.
Pre-existing conditions covered
An advisor tells you straight which plans will take your health history.
Enroll any day of the year
No six-week window. Coverage can start when you need it to.
Broad nationwide PPO networks
Keep your own doctor in most cases and stay covered across state lines.
Never sold to third parties
Your details stay with us and are never resold.
Private PPO vs. ACA Marketplace Plans
How private PPO coverage compares with an ACA Marketplace plan on price, networks, enrollment windows and pre-existing conditions.
Read the comparison →Private PPO vs. COBRA Coverage
COBRA keeps the plan you know at full unsubsidized cost. Here's how it compares with a private PPO after you leave a job.
Read the comparison →Private PPO vs. Short-Term Health Plans
Short-term medical is cheap and thin. Here's where it works, where it fails, and how it compares with a private PPO.
Read the comparison →Private PPO vs. Health Sharing Plans
Health sharing ministries are not insurance. Here's what that actually means next to a private PPO plan.
Read the comparison →Private PPO vs. HMO Plans
HMOs are cheaper and more restrictive. PPOs cost more and let you move. Here's how to pick.
Read the comparison →Losing Employer Coverage: Your Options
Laid off, quitting, or dropping below full-time? Here are the four real paths to coverage, in the order worth checking them.
Read the comparison →Three steps, and you're never locked in.
- 01
Tell us the basics
State, household, pre-existing conditions and timing. About thirty seconds — no SSN, no date of birth.
- 02
A licensed advisor reaches out
Real options, real costs and the honest trade-offs, in plain English.
- 03
You decide
Enroll if it fits, or don't. No cost to talk and no obligation at any point.
See what you actually qualify for.
Four questions, a licensed advisor, a straight answer. No cost, no obligation, no pressure.
Secure & private. By submitting you agree to be contacted by a licensed advisor.
Year-round enrollment
Private PPO plans are not tied to open enrollment.
Never sold
Your details are not passed to a lead list.
256-bit SSL encrypted
Your details are protected from the first click.
No cost, no obligation
Talking it through is free. You decide.
Step 1 of 5
Let's find your coverage